Fiduciary Wealth Governance for High-Net-Worth Families
Independent capital allocation and retirement architecture for business owners, CXOs, and global NRIs. Bound by SEBI fiduciary regulations to eliminate product commissions, bank kickbacks, and distribution bias.
The numbers speak for themselves
A focused, boutique practice intentionally capped to preserve fiduciary depth.
₹120Cr+
Active Advisory Assets
15
Years of Experience
65+
Clients on board
Designed for Capital Preservation & Compound Longevity
Three services. Each one built to keep your money honest and your future clear. No products pushed, no commissions taken.
Investment planning
We map your income, your spending, and your goals into one written plan.
Portfolio management
We build the portfolio, rebalance it, and watch it like a hawk.
Risk assessment
We measure what you can afford to lose before you ever lose it.
Dr. Aurum Mamal
As a SEBI Registered Investment Adviser (INA000015678), I operate under a legal fiduciary charter: I am statutorily bound to act solely in your financial interest.
Having stewarded capital across fifteen years of Indian market cycles, my philosophy rejects speculative stock-picking, expensive PMS structures, and bank-driven regular mutual funds. My sole function is to construct a disciplined, low-cost asset architecture that protects your family's financial freedom.
- SEBI registered advisor INA000015678
- Fifteen years of market experience
- Certified financial planner
How we will be working together
Three clear stages. Direct, disciplined execution focused solely on your wealth preservation.
First, we talk
We sit down and listen. Your goals, your fears, your numbers. Nothing is off the table.
Then, we plan
You get a written plan. Clear, direct, and built only for you. No templates, no noise.
Finally, we act
We build the portfolio and manage it. You live your life, we watch the road.
FAQs
Straight answers to the questions that matter before you put money on the line.
Yes. My registration number is INA000015678. You can verify it on the SEBI website before we ever shake hands.
A flat fee. No commissions, no kickbacks, no hidden cuts. You pay for advice, not for products.
Long term, low cost, and built for your risk. We do not chase tips or time the market. We build a plan and stick to it.
We talk first. You bring your numbers and your goals. Then I write the plan and we go from there.
Never. I am an advisor, not a salesman. My only product is the plan and the discipline to follow it.
Still have questions?
Reach out to me
The door is open. Bring your numbers and your questions.
Write to me directly. I answer every letter myself.
Phone
Call during market hours. If I am with a client, leave a message.
Office
A quiet room in Mumbai. Come for the first talk.
Begin Your Fiduciary Mandate Now !
Direct principal engagement. Due to the high-touch nature of our written wealth governance, we onboard a maximum of three new client families each month.
Important Disclosures
Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.
Operation & Zero Commission Model
We operate strictly on a fee-only advisory model. We do not distribute financial products or receive any commission, brokerage, referral fees, or inducements from any Asset Management Companies (AMCs), insurance providers, or third-party financial institutions. All investment recommendations are executed strictly in Direct Plans.
Regulatory Registration
Entity Name : Aurum Fiduciary
Type : Individual SEBI Registered Investment Adviser
SEBI Reg No. : INA000015678
BASL Membership : BASL - 1892
Statutory Officers & Grievance
Principal Officer: Dr. Aurum Mamal
Grievance Email : advice@sebiadvisor.in
Compliance Officer: Dr. Aurum Mamal
SEBI Local Office: SEBI Bhavan, Bandra Kurla Complex (BKC), Mumbai